Gladys
Ngiaw

A foundation of financial protection for your loved ones. Life insurance provides a lump-sum payout to your family in the event of your passing, ensuring they can maintain their lifestyle, settle debts, and secure their future — even without your income.

为您至亲提供最基本的财务保障。人寿保险在您身故时一次性赔付给家人，确保他们即使失去您的收入，依然能维持生活水平、偿还债务并保障未来。

Your protection against rising medical costs. A medical card covers hospitalisation, surgery, specialist consultations, and treatments — so unexpected health issues never become a financial burden. Focus on recovery, not bills.

抵御医疗费用上涨的保障。医疗卡涵盖住院、手术、专科门诊及治疗费用——让突发健康问题不再成为财务负担。专心康复，无需担忧账单。

A financial lifeline when you need it most. Critical illness coverage provides a lump-sum payout upon diagnosis of serious conditions like cancer, heart attack, or stroke — giving you the freedom to focus on treatment and recovery without financial stress.

在您最需要时提供财务支援。重大疾病保险在确诊癌症、心脏病或中风等严重疾病时一次性赔付，让您专注治疗与康复，无需承受经济压力。

Grow your wealth through professionally managed, diversified funds. Unit trust investment pools your money with other investors, managed by expert fund managers — giving you access to a wide range of assets like stocks and bonds with lower risk and flexibility to start small.

通过专业管理的多元化基金增值财富。单位信托将您的资金与其他投资者集合，由专业基金经理管理——让您以较低风险涉足股票、债券等多元资产，且可小额起步。

Plan today for a comfortable retirement tomorrow. PRS is a voluntary long-term savings scheme that helps you build a retirement nest egg beyond EPF, with the added benefit of annual tax relief — a smart way to secure your golden years.

今日规划，明日安享退休生活。PRS是一项自愿性长期储蓄计划，帮助您在公积金之外积累退休储备，同时享有年度税务减免优惠——为您的晚年生活提供有力保障。

Put your EPF savings to work smarter. By channeling a portion of your EPF Account 1 into unit trust funds, you have the potential to earn higher returns than the standard EPF dividend — maximising the growth of your retirement savings over the long term.

让您的公积金更聪明地为您工作。将公积金第一户口的部分资金转入单位信托基金，您有机会获得高于公积金标准股息的回报——为长期退休储蓄创造更大增值空间。